Terms and Conditions
Last updated: July 2026
Please read these Terms and Conditions ("Terms") carefully before using the Everyday Money & Life website (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
1. Nature of the Content
The Site publishes editorial-style articles that may include paid advertisements, sponsored content, and links to third-party offers. Articles marked as advertisements are paid promotional content and are not independent news reporting or consumer-protection reports. Any individuals or scenarios depicted may be representative examples used to illustrate common experiences, unless otherwise stated.
2. No Professional Advice
Information on the Site is provided for general informational purposes only and does not constitute financial, legal, tax, medical, or other professional advice. You should consult a qualified professional before making decisions based on any information on the Site.
3. Third-Party Offers and Links
The Site contains links to third-party websites and offers that we do not own or control. We are not responsible for the content, availability, terms, privacy practices, products, services, or offers provided by any third party. Any transaction you enter into with a third party is solely between you and that third party. Program eligibility, rewards, participation requirements, and availability are set by the operator of each third-party offer and may change without notice.
4. No Guarantee of Results
We make no representation or warranty that you will qualify for any third-party program, earn rewards or income of any specific amount, or achieve any particular result by using the Site or engaging with a third-party offer. Individual experiences vary.
5. Intellectual Property
All content on the Site, including text, graphics, logos, images, and layout, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual-property laws. You may view and share links to the Site for personal, non-commercial purposes only. You may not copy, reproduce, republish, distribute, modify, or create derivative works from any Site content without our prior written permission.
6. Acceptable Use
You agree not to:
- use the Site in any way that violates applicable law or these Terms;
- attempt to gain unauthorized access to any portion of the Site, servers, or networks;
- interfere with or disrupt the Site, including by introducing viruses or other harmful code;
- use automated means (bots, scrapers) to access the Site without our prior written consent;
- impersonate any person or entity or misrepresent your affiliation.
7. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EVERYDAY MONEY & LIFE, ITS OWNERS, OFFICERS, EMPLOYEES, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE SITE OR ANY THIRD-PARTY OFFER LINKED FROM THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.
9. Indemnification
You agree to indemnify, defend, and hold harmless Everyday Money & Life and its owners, affiliates, and agents from any claim, demand, loss, liability, damage, or expense (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any right of another person.
10. Governing Law
These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of those courts.
11. Changes to these Terms
We may modify these Terms at any time. Updated Terms take effect when posted on this page with a new "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
12. Termination
We may suspend or terminate your access to the Site at any time, for any reason, without notice or liability. Sections intended to survive termination will do so, including intellectual-property, disclaimer, limitation of liability, indemnification, and governing-law provisions.
13. Contact
Questions about these Terms may be sent to legal@everydaymoneyandlife.com.